Tuesday, October 27, 2009

help , i am so upside down in my home ???

several ways to deal with this problem,as stay put, do not panic,and enjoy your home , keep it clean and in good condition, you selected it for several reasons , would you still buy it today? The second thought is to just walk away, trash your credit and your fico score , and move on to a owner carry , no qualifying , seller financing ,or lease purchase , while rebuilding your finances, and you may also select a rental while you sort out the financial storm, please remember you are a valuable person ,not just a fico score , keep praying and get all the information you can,to make your selections, of a plan for short term and long term.

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Monday, October 26, 2009

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Thursday, October 15, 2009

hey realtors HOW TO GET PAID ON SELLER CARRYBACKS NOQUALIFYING

morning to all as i have sold seller carryback owner carry no qualifying lease purchase , wraps and agreement for sale ,along with rent to own ,,in the phoenix, scottsdale , glendale areas of phoenix arizona for over 14 years, i have seen several ways to make sure you get paid . example typical buyer with less than perfect credit needs to have verifiable income, a good down payment and be flexible on there choices to get back into home ownership,at this stage of there credit rebuilding life . the sellers also need to be updated as to what to expect , a smaller down payment , a marginal buyer , and always take them thru a title company when closing an owner carry purchase . why would a seller take a home sale as this ??? plenty of reasons , old stale listing , over priced , no qualified buyers available, death ,divorce , medical bills, and the list goes on , so how do we GET PAID? usally there is a 5 to 20 percent down payment that i always ask for 1/2 my commision at closing and the other 1/2 in monthly payments from the seller, or as is uasally the case the balance of the commission when the buyer successfully refi s the home or sells it , down the line , yes i know , we have skin in the game , but something is better than no sale , this creative financing will get even more important , as credit worthy homeowners become less and less the norm ,try it its all good when you get a family back into a place they can call home.

Tuesday, October 13, 2009

seller financing homes for sale in arizona


owner carry homes available in arizona in the phoenix and scottsdale market place will be available for previous homeowners who have gone thru hardships in financial problems. i specialize in obtaining owner financing or seller financing to families that have a good down payment , verifiable employment , who need some time to restructure there credit,fico scores in order to obtain standard bank financing. its not that hard to accomplish as i work one on one with clients to show them homes for sale in phoenix and the surrounding areas , scottsdale ,glendale, peoria, ,all over the valley . you pick the area ,schools, locations, ammenities, pool, single level , or 2 story , and i arrange to show you the properties, yes, it is a step in the right direction, as its better than apartment living by far , and when we get an affordable price for the new buyer, everyone feels better . seller finacing, owner carry , seller carrybacks , and no qualifying homes are my specialty robert highsmith west usa realty scottsdale az